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    Once I apply, how long does it take to receive an answer?

    Applicants are typically made aware of their award decision within a month. If additional information is required, the process could be longer.

    If approved, how is my grant amount determined?

    The down payment grant amount can be up to 20% of the pre-approved loan amount. Home maintenance grants are determined by verified scope of work needed. Ultimately, all grant amounts are determined by availability of funds at the time of approval.

    If I am approved for a down payment grant and find a home, how do I receive the funds?

    Grant funds are wired directly to escrow at time of closing.

    Does the grant have to be repaid?

    No, grants funds do not have to be repaid and are considered gift funds. Yay!

    If I receive a grant and purchase a home, can I sell my home within 5 years if I purchase another home with the funds?

    Yes, as long as it’s for a primary residence.

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