In the Short Term
That will include technical support for navigating the claims process with insurance companies, managing mortgage deferment with lenders, and connecting residents with community partners that can assist with immediate needs such as short-term housing, food and basic necessities, transportation, or mental health and wellness services. It will also include smaller grants to help pay insurance deductibles.
In the Medium Term
Greenline will help locate, secure, and pay for long-term temporary housing covering the cost for up to one year or $40,000. We are hoping to help at least 50 families in this way. It is important that people who lost homes in these communities are able to remain in the community, and therefore, we will prioritize helping locate housing in Altadena/Pasadena and the immediate surrounding communities. We are trying to prevent displacement and we know that if people leave the community while they rebuild, they are less likely to return. We also know that the cost of housing has increased significantly since many of the Black and Brown communities have purchased a home and therefore market rent in this area might be cost prohibitive, especially for the older generation that is on fixed income. We will fill that gap.
In the Long Term
It is possible and even likely that insurance and FEMA payouts will not be adequate to cover the total cost of reconstruction and many in our communities are under-insured or, worse, don’t have insurance if they don’t have a mortgage. Greenline will stand in that gap to ensure that the cost of rebuilding does not prevent our community from staying in their community. We hope to offer $250,000 per family in construction costs support over what insurance and FEMA offer for rebuilding.
Help with identifying and vetting qualified architects and contractors.
Preventing homeowners from selling their lots and therefore losing out on hundreds of thousands, if not millions of dollars of generational wealth. If our target community does not want to rebuild, we have been asked to purchase the lots and hold them in trust, then working with area CLT’s and housing stakeholders to ensure that whatever the next use of the land is, is community-centered and retains the rich identity of the area.